Just like there are always last minute Christmas shoppers there are also last minute requests for financing before the lender, brokers and lawyers take a break for the holiday’s. While Christmas is now less than 10 days away, there is only 6 full banking days and two half days left before we complete 2022.
So if you are still hoping to close in 2022, you may have missed your chance. Any files in now are looking to close the 5th of January 2023 at the earliest. Also Keep in mind the dates on your contracts as I had to send one back this morning that had a condition date of January 14/2022 instead of January 14/2023.
The only sources who could possibly close before the end of the year are my private lenders. To get this accomplished however we would need a complete file including appraisal to make it happen. Otherwise let’s plan for next year.
Today I am thankful that I have my cousin in Ottawa who can take in my daughter since her flight was cancelled due to the snow storm, for having some of my mom’s favourite Christmas music stuck in my head today and that it’s beginning to feel quite festive around my house.
I look forward to hearing from you in regard to your mortgage needs.
p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).
p.s.s.s You can download my new mortgage app here