There is always a little discomfort to growth, whether physical or emotional or financial. It’s relatively easy to do nothing and stay within your comfort zone. Real growth requires work and sometimes blood, sweat and tears. My girls are going through that this year as it is their first year away at university. One is adapting easier than the other but I know that they are both growing and becoming better.

We are going through some growing pains right now with the economy and financial markets. The rapid increases to inflation over the past year has effected us all and as a result we have had to change adapt along with it. Some say that we have been spoiled over the past 15 years with record low interest rates and that the party is now over and it’s time to … Read more