Just imagine as you are going through your favorite coffee drive through this week, that a well dressed gentleman stops and offers you $12K for your grande non fat no whip extra hot chi latte. Would you do it? I would take it even if it was the last coffee on earth! It’s a no brainer. Well what about this, what if you take that daily coffee budget and apply it to  your monthly mortgage payment. Depending on your coffee taste’s you could be saving anywhere between $30-$85 per month, and that small amount could save you anywhere between $12K and $34K over the life of your mortgage.

Most of us can accept the idea that we must borrow money to purchase a home. We look for the best possible rates and terms, and then we are stuck just handing … Read more