Tag Archive for: home equity loan

Desperate Times!

Call for desperate measures. What if a tragic event happened in your life (like death of a spouse, loss of employment or divorce) how would you handle it? Are you prepared for it financially. Would you have enough money? Would you have to borrow from the bank, friends or family, or have to liquidate assets. Something tells me that you would just find a way. It’s because in those moments of great need we develop a very strong sense of urgency. If you needed 5K by Friday to fly to Germany to be with a loved one who was terminally ill then you would just find a way to make it happen. Then why are we lacking this same sense of urgency in the running of our everyday lives? If it is not important, then why are we doing it?

Wouldn’t it just make us more effective and productive people? Success at all costs attitude! You have met those people and aren’t they fun to be around.

I remember watching a documentary a few years ago about a experimental cancer treatment. The physician running the trial told the patients (who had stage 4 cancer and had tried every conceivable treatment) to follow a very specific diet and cut out certain things like chocolate, coffee and alcohol. Some of the patients were making very good results, however a few were discovered upon follow up to not to have given it an honest try. If you were faced with certain death, wouldn’t you want to pull out all the stops. I lost my mother to breast cancer a few years ago and right up to the final 2 weeks, she fought with all her might.

Just think of how different your life could be if you adopted a sense of urgency and applied it on a daily basis. The world would be your oyster as they say and anything would be possible. Ask yourself when you wake up each day this question ” What would you like to see happen? Then start your day with the expectation of achieving your goal. You will be surprised at just how quickly your whole world changes. If you would like to make some drastic changes to your finances, please feel free to give my office a call.

Cheers,

Pat

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Put a few notches in the win column!

We have all had those times where we think that nothing is going our way. I was having one of those days and one of my good friends sent me this:

When things go wrong, as they sometimes will,
When the road you’re trudging seems all uphill,
When the funds are low and the debts are high,
And you want to smile, but you have to sigh,
When care is pressing you down a bit,
Rest, if you must, but don’t you quit.

Life is queer with its twists and turns,
As every one of us sometimes learns,
And many a failure turns about,
When he might have won had he stuck it out;
Don’t give up though the pace seems slow–
You may succeed with another blow.

Often the goal is nearer than,
It seems to a faint and faltering man,
Often the struggler has given up,
When he might have captured the victor’s cup,
And he learned too late when the night slipped down,
How close he was to the golden crown.

Success is failure turned inside out–
The silver tint of the clouds of doubt,
And you never can tell how close you are,
It may be near when it seems so far,
So stick to the fight when you’re hardest hit–
It’s when things seem worst that you must not quit.

– Author unknown

So to summarize that, persist until you succeed. If your goal is to get in better shape, then decide to do something about it by starting a health & fitness program, If you want to improve your relationship(s), then work on improving “you” and if you want to improve your finances, then pick up the phone and contact my office and we would love to see how we could improve your situation.

Cheers,

Pat

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