That you did not get that job, have not been accepted at XYZ University or did not qualify for the loan. My older brother called these PFO letters and for good reason. Thinking back they mattered so much because you had no plan B. What would you do if you did not get that job, get that loan, or if your child was accepted at the university and does not have a student loan and you have nothing saved up to send them . Do you have a slush fund, 60-90 days of income put away that would allow you to live? Are you asset rich, but cash poor, or just struggling to get by? Either way there is a solution and there is no time like the present to do something about it.
Stop walking around looking at your feet! Set your eyes on a goal toward the horizon and go for it. It’s too easy to get caught up in living day to day that we forget to plan ahead. However before you know it, you are nearing retirement with nothing saved to support yourself in your golden years. What do you do then, live off family or the government? The vast majority are either dead broke or dead once they reach 65, and to me that does not sound all that appealing. Take the time now before it’s too late. Design your ideal future.
I would suggest that you contact my friend
Steve Cox a certified financial planner who can help you develop your road map to get you where you want to go. Once you have that we can sit down, if you need to, and help you restructure your debts so you can eliminate them more quickly and get on the fast track to building true wealth and financial freedom. I look forward to hearing from you.
Cheers,
Pat