Tag Archive for: the best time

The best time

So many people make the mistake of thinking that the best time of their lives was their childhood or it will be when they finely retire and don’t have to work any more. Nothing could be further from the truth than that as the best time of your life is always now. We don’t know how long we will get, so it’s best to make the most of every moment of your life.

Clients have always asked me when is the best time to buy a house. I always tell them that the best time to buy is always now. If it will be the roof over your head, rather than a speculative investment then it’s always best to buy now. I always follow up by saying that as long as it is your intention to live in it over the long term then it is always best to buy now.

So get your head of the past or your dreams of the future and start realizing just how great today is. The present truly is a gift and it is about time that we all wake up and realize that. Don’t wait till XYZ happens before you decide to do that thing or to finely be happy. Do it now and decide to be happy today, as you never know how long you truly have.

Oliver Burkeman wrote his book “Four Thousand Weeks” as an illustration on the average lifespan. Sadly we don’t all get four thousand weeks, my Mom who passed away from cancer in 2005 didn’t, and many many other don’t. So make the best of the best time of your life, which is now.

Today I am thankful for our dog Augie who brings so much joy to our lives, appreciating the little moments cause at the end of life they are all that matter and new perspectives from new books.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

The best time

The best time to buy a house according to the old adage is always now. In this hot real estate market and thanks to rock bottom interest rates, you will be paying down principal much faster than you are paying in interest. For example if you bought a house for 550K with 30K down on a variable rate of 1.35% over 5 years, you would pay 33K in interest in the 1st 5 years while paying down your principal by over 94K.

The best time to invest according to legendary investor Warren Buffet is always now. It also helps to follow his investment advice of buying and holding for the long term. Trust me I am still kicking my self for selling my Apple stock in 2014.

The best time to start a business like the two previous statements is always now. With a long term outlook like your real estate and your investing and old school work ethic you are sure to succeed.

“If you aren’t thinking about owning a stock for ten years, don’t even think about owning it for ten minutes.” – Warren Buffett

Today I am thankful for the bodyweight warrior who helps keep me limber on the daily basis, seeing a doe and her two fawns eating apples near our home in the west end on Halifax and having fully formed ideas come to me while out on a run. Awesome.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here