Tag Archive for: Be Prepared

Be Prepared

You will never know what life can and will throw at you, so it’s best to be prepared. Most if not all cars and trucks come with a spare tire and the necessary tools required to change it. Any household with small kids will also have a first aid kit or a least a good stock of bandages cause accidents happen.

I was reminded of this while doing an 80K bike ride with my friend Marissa today. We rode out to the 40K marker and she had to do an extra Km as my route to meet her was a Km. So during this kilometre ride she crashed. Came back to our turnaround point with a bike bent, and scrapes and bleeding. While I didn’t have a first aid kit with us, I did have a towel and water to clean her up. Also thankfully she had a multi tool to do some needed bike repairs.

So are you prepared in the event that you didn’t get paid next month? Do you have 3 months living expenses put aside? Do you have an estate plan in case something happened to you? While we can’t control what happens to us tomorrow. At the very least we can be prepared to face it.

Today I am thankful for the multi-tool and the towel to clean up my friend after her crash, that there was still some Gatorade left in the fridge when I got home from my ride and a quick lunch with my son after I got home.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Be Prepared

The Boy Scouts have this motto for a reason. Life is much easier if you are prepared for what is potentially coming your way. This also makes it much more manageable when challenges show up out of the blue. So plan for the best but be prepared for the worst as well.

You don’t typically sign up for a marathon having never run prior to the race. You put in the miles ( kilometres for the rest of us) and you train so that you are prepared. Have a big test coming up, you review your notes you took in class and you study so that you are prepared. Long trip coming up, you make sure that your car is all tuned up, check the tires, brakes, exhaust, engine and everything so you are prepared.

If you are in the market to purchase a house, you have to make sure that you are prepared. Long before you want to buy you start saving for your down payment. You manage your credit and make sure all your financial commitments are paid on time as better credit will get you better mortgage rates. Once you are finely ready you seek out a professional like myself and get pre-approved so you can start shopping with confidence.

Today I am thankful for the mortgage course I wrote and passed several years ago in preparation for the new licensing standards here in NS, the years that it has taken me to assemble a group of contacts that enabled me to solve a clients challenge rather quickly and preparing my day’s work in advance so I can enjoy the rest of the weekend.

“You can be absolutely certain that when you feel you are being most unfairly tested, you are being prepared for great achievement.” Napoleon Hill

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here