When it comes to managing your money, every penny counts. It’s the same when it’s about life in general, the little things matter. Far too often we discount the small purchase or the small actions until they have accumulated into a massive bill or horrible habit.

So to put this into perspective, that daily coffee habit is closing you far more than you think. That grande non fat latte is $5.65, I know as this was my wife’s daily drink. This is $28.25 a week, $113 a month or $1,356 a year. Since she is now working at home we purchased a Nespresso machine and just make it at home for 1/4 of the cost.

You can look at your daily habits the same way. I just had breakfast with a childhood friend and he was asking me for advise … Read more