There is a lot of talk recently about freedoms and I think that is best paired with responsibilities. We are free to do so many things but we are also held responsible to not do others for the sake of public safety. You have the freedom to drink as much as you want, but you have a personal responsibility not to drink and drive or you will be fined or worse kill yourself or others. The same applies to wearing your seat belt, owning a firearm or now getting or not getting vaccinated.

Note that many of the things that you are free to do also come with an equal level of personal responsibility. Since I am a mortgage broker, you can if you so wish decide that you no longer want to make your mortgage payments. That’s your right … Read more