Tag Archive for: Last minute

Last minute

Just like there are always last minute Christmas shoppers there are also last minute requests for financing before the lender, brokers and lawyers take a break for the holiday’s. While Christmas is now less than 10 days away, there is only 6 full banking days and two half days left before we complete 2022.

So if you are still hoping to close in 2022, you may have missed your chance. Any files in now are looking to close the 5th of January 2023 at the earliest. Also Keep in mind the dates on your contracts as I had to send one back this morning that had a condition date of January 14/2022 instead of January 14/2023.

The only sources who could possibly close before the end of the year are my private lenders. To get this accomplished however we would need a complete file including appraisal to make it happen. Otherwise let’s plan for next year.

Today I am thankful that I have my cousin in Ottawa who can take in my daughter since her flight was cancelled due to the snow storm, for having some of my mom’s favourite Christmas music stuck in my head today and that it’s beginning to feel quite festive around my house.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Last minute

Who else oddly gets inspired at the last minute? You see today is my wife’s birthday and even though I had already purchased her a few things online I was compelled and inspired to get a little extra something just as the store’s ( the one’s that are allowed in lockdown) opened. You see she is the person who always without exception goes the extra mile for those she cares about, from baking cakes for co-workers to going all out for the special day’s for her family. That’s why I couldn’t just let it go with what I had ordered online mostly at her request. A little surprise is much better than none at all.

Today I am thankful for being able to pamper the one who takes care of the rest of us 364 days a year, online shopping being easy as it is and beautiful flowers that make our whole house smell like spring.

“A birthday is just another day where you go to work and people give you love. Age is just a state of mind, and you are as old as you think you are”. Abhishek Bachchan

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here