After spending the beautiful weekend with my wife and kids playing at the pool and seeing adults wearing much less than they should, it’s back to work tomorrow. I am using forecast in this instance not to describe the weather, which was wonderful, but to talk about a forecast in the sense of a prediction. Not a wild prediction like Y.E Yang beating Tiger Woods at the PGA (few saw that coming), but something with a little more certainty like your own financial future.

Those of us in sales are familiar with forecast in the sense of a sales forecast. Working strictly on commission you have to keep your pipeline full to ensure that your income stays consistent and predictable. Can you forecast your financial future for the next 30, 60, 90 days? Most of us should be able to do that, but what about for the next 3, 5 or 10 years? Where do you want to be? Do you have a plan or are you just living day by day and from paycheck to paycheck?  If there is no plan then it’s very likely you won’t get ahead in your life.  Now is the time to get off the sidelines and take charge and be the designer of your own fate.

They say that once people reach 65, most are either dead broke or dead. To me that does not sound that appealing! All the more reason to come up with a plan, and the sooner the better. This is not something that you have to do on your own either. Use the resources that are available to you, like my friend Steven Cox a Certified Financial Planner who can help you build a road map to build true long term wealth. Also feel free to contact my office where I can help you review your current situation and come up with a plan to eliminate all your debts as quickly as possible.

Remember at the end of the day, if you fail to plan, then you plan to fail. Take the time now to design a prosperous future.



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