Snow shovelling

Just a quick post to make sure that you are shoveling safe today .

I look forward to hearing from you in regard to your mortgage needs.

Cheers,

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

St Patrick’s Day

I would not be much of a Patrick if I didn’t not wish you a happy St Patrick’s Day. May the luck of the Irish be with you all day.

I look forward to hearing from you in regard to your mortgage needs.

Cheers,

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

You vs You

Incase the title didn’t give it away, your only true competition is with yourself. Keeping up with the Jones next door is not what keeps me going nor should it be with you too. The only measurement that really matters is if you are doing more and better than you did yesterday.

A runner should only be concerned with how well they did today vs yesterday and did they make any improvements. My 1K pace may be different from yours and the true measure of performance would be to look at how well you are doing compared to yesterday, last week and last month. In crossfit we don’t compare our workout results to Matt Fraser or Rich Froning that would be totally unrealistic and defeat the purpose if you are actually making progress.

In regards to the mortgage business, there are possibly thousands of brokers and bank mortgage specialists across our great country all offering fairly similar rates. Some may be doing better or worse than I am doing, but at the end of the day my only goal is to do better than I did yesterday. I will do this by making sure your experience is second to none, and if it wasn’t to let me know how I can improve.

I look forward to hearing from you in regard to your mortgage needs.

Pat

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

Accountability & Commitments

Let’s face it we all set goals and make commitments. Sometimes we even hit our targets. However on those occasions where you don’t reach your goals do you look back and see if you could of done something different or do you look to blame an external factor for preventing you from achieving your objective?

If you decide to eat better but then you notice that your spouse has just made chocolate brownies, do you have one and blame her for making them or do you use some restraint and leave them for the kids? If you have made a goal of getting in better shape but it’s -20c outside today, do you go for a run anyway or put it off till the next day. If the prospect decides not to buy from you do you blame them or commit to doing better the next time.

The sooner we all realize that we are fully responsible for our own fate, the happier we will all be. If you want to get into better shape, it’s up to you. If you want to make more money, it’s up to you. You want a better relationship, it’s up to you.

Nobody is going to make the calls for you, run the miles for you or read the books for you. Set the standard for a higher personal responsibility and the sky is the limit for you.

I look forward to hearing from you in regard to your mortgage needs.

Pat

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

Spring Forward!

Don’t forget to turn your clocks ahead one hour before you got to bed tonight. Starting tomorrow your days will be brighter and you will get an extra hour of day light. All of which means that spring is just around the corner.

I look forward to hearing from you in regard to your mortgage needs.

Pat

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

Crazy ones

Steve Jobs was one of my business idol’s. Not just because I am a huge Apple geek, but also because he saw things differently and found ways to make things happen. The common expression goes that if you want something done just ask someone who is busy and they will find a way to do it. Look for the men and women of action, the risk takers and those with a sense of urgency.

The same goes with your mortgage request. Find someone who is willing to go the extra mile and get your financing completed. Every mortgage file is unique like your fingerprint. No two are exactly the same. Let me find the solution that works best for your situation.

I look forward to hearing from you in regard to your mortgage needs.

Pat

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

Celebrities

While people gather around the virtual water cooler ( cause we are still in a pandemic) discussing the lives of celebrities, just a heads up that I won’t be one of them. I have loved this quote above from the moment that I saw it many years ago and it sums up my personal philosophy to a T.

Be of a great mind.

I look forward to hearing from you in regard to your mortgage needs.

Pat

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

On A Roll

Let’s say you have made a commitment to read more, exercise, eat better or save money. You have been doing great for the past 30 days but today it requires more mental energy than it normally does. However you know if you miss a day, that it will lead to 2 and then your great work from the past 30 days will be gone.

Jerry Seinfeld had created a system where by he sat down every day and worked on developing new material. In order to continue to make progress the key was to never break the chain. A little bit every day will make you better, and the key is consistency whereby you don’t miss a day.

I made a commitment just over a month a go to post every day. It doesn’t matter how small a post it was the key was to post something and be consistent. Just like it is with my exercise routine. The only rule is to not miss a day. In order to improve we have to continue with the daily efforts.

I look forward to hearing from you in regard to your mortgage needs.

Pat

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

We are all connected

Whether you believe it or not, we are all in this together so it works best for each of us if we help each other out. I know that we are all fighting internal battles that nobody really knows anything about. However you have to realize that you are probably not the first in your particular situation nor will you be the last.

In regards to my field, as a mortgage broker there are probably thousands of us across the country. Many more if you add the mortgage specialists who work directly for the banks. Yet even though we work mostly by ourselves and for ourselves a little cooperation can go a long way. I had a file that I was having a challenge getting it approved and funded, I reached out to one of my friends who is a mortgage specialist for a bank and he was able to get it done. Simple as that.

A few years ago I reached out to Dustan Woodhouse a prominent broker in BC who wrote a series of books called “Be the better Broker”. Not only did he take the time to talk with me, someone he didn’t know from Adam, he actually sent me copies of his book. I was blown away by his gesture.

We need more people like Dustan who go out of their ways to help other people. The world will be a much better place if we all turned the focus less on ourselves and more toward others. A cool little side benefit is that the more you give the better you will feel.

With the theme of today’s post you really need to check out Sam Roberts singing We’re all in this together with his kids.

I look forward to hearing from you in regard to your mortgage needs.

Pat

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

Get good at something great!

Let’s just face it that we are all good or great at things that don’t serve us. Who among us does not excel at procrastination! Better yet watching tv, eating junk food, playing video games, wasting your money, shopping, drinking or hours spent on social media. I am sure you are saying that everything in moderation is fine. However what has it gotten you so far???

So why not get good a something that moves you forward! This does not matter if you currently are a barista at Starbucks, a cook at McDonald’s or a customer service representative at a call centre. Being great at what you do gets you noticed, gets you promoted and helps you succeed. No job is worth doing unless you are doing it well.

I love what I do, let me be your mortgage expert and help you get your financing for your first home or your dream home.

I look forward to hearing from you in regard to your mortgage needs.

Pat

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).