Let’s talk about professional relationships. When you are looking to buy a home you don’t go house hunting with nor put in offers on the same property with 5 different Realtors. You also don’t consult and meet with 5 lawyers when it comes time to close your transaction. However when it comes time to finance […]
The surest way to succeed in sales is always have a full pipeline of people that could be potentially interested in your product or service. In this modern age most people are spending a lot of resources marketing to people on-line through Google, Facebook, Instagram or Linkedin. Due to Covid-19 it is difficult and potentially […]
https://craigburn.com/wp-content/uploads/2021/03/Unknown.jpeg154328Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-03-30 18:05:092021-03-30 18:05:1410 New People
it’s a figure of speech, I don’t actually mean for you to eat the frog. What is meant by that is to do your difficult task first. Don’t put it off get it done and the rest of your day will be piece of cake. If you are in sales, do you call’s first. Want […]
What is a “Mortgage Emergency”? Well the easiest way to describe it is when a mortgage request lands on your desk after having been declined with other brokers or lenders and they have a very tight deadline to get the file completed. While it is still possible to get these files completed, my preference is […]
With that you should also be saying, “what are you willing to do that nobody else is willing to do” to achieve your goal? If your goal is to be fitter. Are you watching what you eat? Are you doing your workouts? Are you getting enough sleep? Are you consistent with what needs to be […]
https://craigburn.com/wp-content/uploads/2021/03/external-content.duckduckgo-1-4.jpg587474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-03-27 16:14:522021-03-27 16:14:55How bad do you want it?
We all know the expression that a picture is worth a 1000 words and that William Shakespeare wrote in Hamlet that “Brevity is the soul of wit”. However when it comes to mortgage financing we need not be brief nor just provide a picture without the 1000 words. We must be like a Dective and […]
As much as mortgages are about numbers, debt service ratios, pre approval amount and interest rates, they are at the end of the day a people business. If you have any questions about your mortgage whether I did it or not, feel free to give me a call and I would be more than happy […]
https://craigburn.com/wp-content/uploads/2021/03/external-content.duckduckgo-3-2.jpg303474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-03-24 18:50:592021-03-24 18:51:02Got time to chat?
We are in the midst of a crazy real estate market from coast to coast here in Canada. Properties are selling very quickly and in some cases there are multiple offers and they are selling not for thousands of dollars over list but hundreds of thousands of dollars over the listing price. Here in Nova […]
Warren Buffett is famous for saying this in regards to your investments, as it opens you up to greater risk. However I want to also tell you that it applies to your banking relationships as well. We have some great banking institutions here in Canada. There are lots of great options for your personal banking, […]
https://craigburn.com/wp-content/uploads/2021/03/external-content.duckduckgo-15.jpg266474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-03-22 19:10:282021-03-22 19:10:31Don’t put all your eggs in one basket
When you leave for a vacation do you scramble around the morning of your departure cramming suitcases and trying to think if you have everything and then invariably arrive late to the airport and almost miss your flight. I am sure there are some of you that do that but I assure you that is […]
https://craigburn.com/wp-content/uploads/2021/03/external-content.duckduckgo-14.jpg255474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-03-21 15:29:032021-03-21 15:29:06All your ducks in a row
For those who have received an email from me, you know that the tag line of my email is ” An easy, stress-free mortgage process tailored to meet your unique needs. Guaranteed!” Not every broker in the mortgage industry can say a statement like that, and do you know why I put it out there? […]
https://craigburn.com/wp-content/uploads/2021/03/external-content.duckduckgo-1-3.jpg474474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-03-18 16:58:382021-03-18 16:58:4030 Days out
Unless you are Julius Caesar you have nothing to fear about the Ides of March. Before Brutus and Cassius made March 15th infamous it was notable for several Roman religious observances. Notable of which was the feast of Anna Perenna the goddess of the year, which people commonly gathered for picnic’s, drinking and revelry. However […]
https://craigburn.com/wp-content/uploads/2021/03/external-content.duckduckgo-3-1.jpg263474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-03-15 15:10:222021-03-15 15:10:25Ides Of March
Congratulations you have just been approved for a mortgage on the new home that you are buying. You went through all the steps with your banker or broker and now all you can do is wait till you pick up your keys on the closing day in a few weeks. You may think that just […]
https://craigburn.com/wp-content/uploads/2021/03/external-content.duckduckgo-11.jpg314474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-03-12 15:28:542021-03-14 15:00:3710 Things NOT to do once your financing is approved.
This is when you write an offer to buy a property without any conditions. So there would be no financing condition, no property inspection and no subject removal period. Once accepted by the vendor ( the seller) it’s a done deal. Well at least in your mind and the sellers mind it’s a done deal. […]
There are seasons to the year just like there are peaks and valleys to your life. If you are like many where the last year with the pandemic was challenging for you both personally as well as financially then you should now be starting to pick up steam and make improvements to many areas of […]
Exclusive arrangement
Let’s talk about professional relationships. When you are looking to buy a home you don’t go house hunting with nor put in offers on the same property with 5 different Realtors. You also don’t consult and meet with 5 lawyers when it comes time to close your transaction. However when it comes time to finance […]
10 New People
The surest way to succeed in sales is always have a full pipeline of people that could be potentially interested in your product or service. In this modern age most people are spending a lot of resources marketing to people on-line through Google, Facebook, Instagram or Linkedin. Due to Covid-19 it is difficult and potentially […]
Eat That Frog!
it’s a figure of speech, I don’t actually mean for you to eat the frog. What is meant by that is to do your difficult task first. Don’t put it off get it done and the rest of your day will be piece of cake. If you are in sales, do you call’s first. Want […]
Mortgage Emergency!
What is a “Mortgage Emergency”? Well the easiest way to describe it is when a mortgage request lands on your desk after having been declined with other brokers or lenders and they have a very tight deadline to get the file completed. While it is still possible to get these files completed, my preference is […]
How bad do you want it?
With that you should also be saying, “what are you willing to do that nobody else is willing to do” to achieve your goal? If your goal is to be fitter. Are you watching what you eat? Are you doing your workouts? Are you getting enough sleep? Are you consistent with what needs to be […]
Be a Detective
We all know the expression that a picture is worth a 1000 words and that William Shakespeare wrote in Hamlet that “Brevity is the soul of wit”. However when it comes to mortgage financing we need not be brief nor just provide a picture without the 1000 words. We must be like a Dective and […]
Got time to chat?
As much as mortgages are about numbers, debt service ratios, pre approval amount and interest rates, they are at the end of the day a people business. If you have any questions about your mortgage whether I did it or not, feel free to give me a call and I would be more than happy […]
Real Estate Bubble???
We are in the midst of a crazy real estate market from coast to coast here in Canada. Properties are selling very quickly and in some cases there are multiple offers and they are selling not for thousands of dollars over list but hundreds of thousands of dollars over the listing price. Here in Nova […]
Don’t put all your eggs in one basket
Warren Buffett is famous for saying this in regards to your investments, as it opens you up to greater risk. However I want to also tell you that it applies to your banking relationships as well. We have some great banking institutions here in Canada. There are lots of great options for your personal banking, […]
All your ducks in a row
When you leave for a vacation do you scramble around the morning of your departure cramming suitcases and trying to think if you have everything and then invariably arrive late to the airport and almost miss your flight. I am sure there are some of you that do that but I assure you that is […]
30 Days out
For those who have received an email from me, you know that the tag line of my email is ” An easy, stress-free mortgage process tailored to meet your unique needs. Guaranteed!” Not every broker in the mortgage industry can say a statement like that, and do you know why I put it out there? […]
Ides Of March
Unless you are Julius Caesar you have nothing to fear about the Ides of March. Before Brutus and Cassius made March 15th infamous it was notable for several Roman religious observances. Notable of which was the feast of Anna Perenna the goddess of the year, which people commonly gathered for picnic’s, drinking and revelry. However […]
10 Things NOT to do once your financing is approved.
Congratulations you have just been approved for a mortgage on the new home that you are buying. You went through all the steps with your banker or broker and now all you can do is wait till you pick up your keys on the closing day in a few weeks. You may think that just […]
Subject free offer’s
This is when you write an offer to buy a property without any conditions. So there would be no financing condition, no property inspection and no subject removal period. Once accepted by the vendor ( the seller) it’s a done deal. Well at least in your mind and the sellers mind it’s a done deal. […]
Peaks and Valleys
There are seasons to the year just like there are peaks and valleys to your life. If you are like many where the last year with the pandemic was challenging for you both personally as well as financially then you should now be starting to pick up steam and make improvements to many areas of […]