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Blog

Pinocchio with long nose and pants on fire

Liar, Liar

May 19, 2021

What’s the age old expression, liar liar pants on fire. Let’s face it as humans we have all told a white lie from time to time. From did you do this to who ate the last cookie. I am not suggesting that you lie, exactly the opposite I am going to show you the consequences […]

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Hurry up and wait

Hurry Up, and Wait!

May 13, 2021

The mortgage business like many others is filled with moments of hurry up and wait. Hurry up I need you to take my mortgage application, but have to wait to receive the supporting documents in order to submit it for approval. Hurry up and get me approved, but have to wait for the underwriter to […]

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Bridge the gap

Bridge the gap

May 12, 2021

Private loans or often called bridge loans help bridge the gap between your current situation to a better situation. Weather this be because of less than stellar credit, the sale of a property or the completion of construction. Private mortgage financing serves a valuable purpose to help make financing possible when everyone else is saying […]

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It's not about the mortgage

It’s not about the mortgage!

May 6, 2021

Yes I am a mortgage broker and have been one for just over 19 years now. When clients come to me they aren’t just looking for a mortgage ( which translates to roughly death pledge from old french). In actuality they are not coming to me for an interest rate either, although some are steadfast […]

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No Surprises

No Surprises!

May 1, 2021

Let’s face it there are people who like surprises and those who don’t. There are also good surprises and then there are bad surprises. Good ones include surprise birthday parties, surprise gifts, promotions and winning lotto tickets. The bad ones include but are not limited to larger than normal power bills, flat tire on your […]

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Pay The Price

Pay the price

April 28, 2021

There is a cost for everything . You want to be in better shape, are you willing to pay the price of the hours of training and nutrition planning. You want to run a marathon, are you willing to do the training required to do that. You want a better ( or to be in […]

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Gratitude

Gratitude

April 26, 2021

To say that we are in the midst of a challenging time in our lives is without question. However when you really think about it, there is still so much to be thankful for. My friend Steve Foran has a company called Gratitude at work. He works with companies helping them incorporate gratitude into their […]

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Professional handshake between two people

Condition free offer’s

April 23, 2021

In a normal world real estate purchase and sale agreements come with conditions. Typically there are conditions for a property inspection, window coverings, air conditioning or heating equipment and of course financing. However since 2021 real estate market is unlike any other year, many people are writing condition free offer just to improve their changes […]

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Alarm clock with airplane wings flying

Time Flies

April 20, 2021

How does the expression go, “Time Flies when you’re having fun”. But you know what, it also flies when you are hard at work. Plan your day and work your plan and it will go much better. Start each day with an objective and it will also make it more fun and challenging at the […]

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Too Blessed to be Stressed

Blessed

April 19, 2021

For today’s short post I just wanted to share with you one of my Mom’s favourite expressions. This is a very unique real estate market that we are experiencing. Properties are receiving multiple offer’s and pushing sales prices well over asking prices and my lenders are backlogged. What was normally a 4 hour turn around […]

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Angry man with smoke bursting out from ears

Game of Patience

April 17, 2021

Today’s hot real estate market is not for the faint of heart. Not for buyer, Realtor’s or us Brokers. If anything it requires a game of patience. It is now almost commonplace for listings to receive multiple offers and end up selling for much higher than the listing price. People who are pre approved at […]

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Computer keyboard with red enter key

Tech Support

April 16, 2021

Just a quick shout out to all the hero’s working in tech support. While most of us are now working at home, tech support has been a life saver from time to time. Just got off the line with my expert to fix my VOIP business line. Upgraded my soft phone which runs on my […]

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Hard at work

Hard at work

April 15, 2021

Financing your dream home or refinancing your current home is important work. Let me work hard for you. I look forward to hearing from you in regard to your mortgage needs. Cheers, Patrick p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here. p.s.s- I should tell […]

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Hardworker

I am that guy

April 14, 2021

I don’t go out drinking with the boys, or play a round of golf a week, or take two hour lunches or even take two week vacations. 9 times out of 10 if you call you will get me unless I am talking on the other line. My job is to get your mortgage approved, […]

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Kaizen

We could all use a little more Kaizen in our lives

April 13, 2021

In case you are not familiar with the term, Kaizen stems from the Sino-Japanese word for Improvement or change for the better. This is a concept referring to activities that lead to constant and continuous improvement. This has been applied in many area’s from manufacturing, logistics, healthcare, psychotherapy , personal development coaching, government and banking. […]

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Pat Sawler
(902) 465-5533
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229 Yonge St, Suite 400,
Toronto, ON M5B 1N9
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