Financing your dream home or refinancing your current home is important work. Let me work hard for you. I look forward to hearing from you in regard to your mortgage needs. Cheers, Patrick p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here. p.s.s- I should tell […]
https://craigburn.com/wp-content/uploads/2021/04/external-content.duckduckgo-9.jpg314474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-04-15 18:38:102021-04-15 18:38:12Hard at work
I don’t go out drinking with the boys, or play a round of golf a week, or take two hour lunches or even take two week vacations. 9 times out of 10 if you call you will get me unless I am talking on the other line. My job is to get your mortgage approved, […]
https://craigburn.com/wp-content/uploads/2021/04/external-content.duckduckgo-8.jpg338474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-04-14 17:50:472021-04-14 17:50:49I am that guy
In case you are not familiar with the term, Kaizen stems from the Sino-Japanese word for Improvement or change for the better. This is a concept referring to activities that lead to constant and continuous improvement. This has been applied in many area’s from manufacturing, logistics, healthcare, psychotherapy , personal development coaching, government and banking. […]
https://craigburn.com/wp-content/uploads/2021/04/Unknown.png159318Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-04-13 15:08:282021-04-13 15:10:42We could all use a little more Kaizen in our lives
Sure we all have big gigantic goals that we want to accomplish, but it is not every day that we can knock those big goals off our to do lists. By taking care of the small stuff will help us move in the right direction to achieve the big goals. Want to loose 50lbs, start […]
https://craigburn.com/wp-content/uploads/2021/04/external-content.duckduckgo-1-2.jpg233474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-04-12 15:06:502021-04-12 15:06:52it’s all the little things
Well not really surprisingly, yesterday the Office of the Superintendent of Financial Institutions (OSFI) proposed changes to the mortgage stress test in an attempt to cool the hot housing market. While theses proposed changes would only effect those putting down 20% or more, they are totally the incorrect approach to dealing with the hot housing […]
So you are in the market to buy a new to you home. With the current real estate market being as hot ( due to limited supply) as it is make sure that you have the correct down payment in order before you put in your offer. High ratio mortgage insurance ( CMHC, Sagen and […]
https://craigburn.com/wp-content/uploads/2021/04/external-content.duckduckgo-6.jpg316474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-04-08 18:37:332021-04-08 18:37:36Not all Down Payments are created equal
Like most service based businesses the lifeblood or our business is referrals. Whether that be from past clients or industry partners like Realtors or Financial Planners. We do not pay for referrals. We do however work to ensure that their financing transaction with us is smoothest and stress free as possible. I look forward to […]
Yes I know it’s a Tuesday but it feel’s like a Monday. With 4 banking days this week but with 5 days worth of work to fill them. I look forward to hearing from you in regard to your mortgage needs. Cheers, Patrick p.s- You can click on this link to start the process whenever you are […]
Forget about asking what to do or how to do it, why to do it is the most important thing to ask. It has been said that with a strong enough Why anything is possible. Most people know what to do to get in shape and they may even know how to to do it, […]
https://craigburn.com/wp-content/uploads/2021/04/external-content.duckduckgo-4.jpg355474Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-04-05 15:48:392021-04-05 15:48:42What is your Why?
Since this is very much a seller’s market and many properties are receiving multiple offers and are also then going for well above list price. So the number one quality to have in this market is patience. There are new properties being listed every day, so sooner or later you will find one that works […]
Happy April Fool’s day, hopefully you have not been tricked yet. Just a short post with some idea’s on how not to be fooled in today’s hot real estate market. 1) Make sure that you get pre-approved before you start house hunting. Note that most lenders just issue a rate hold but do not actually […]
https://craigburn.com/wp-content/uploads/2021/04/external-content.duckduckgo.jpg438400Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-04-01 19:30:152021-04-03 18:23:12Don’t be an April Fool!
Let’s talk about professional relationships. When you are looking to buy a home you don’t go house hunting with nor put in offers on the same property with 5 different Realtors. You also don’t consult and meet with 5 lawyers when it comes time to close your transaction. However when it comes time to finance […]
The surest way to succeed in sales is always have a full pipeline of people that could be potentially interested in your product or service. In this modern age most people are spending a lot of resources marketing to people on-line through Google, Facebook, Instagram or Linkedin. Due to Covid-19 it is difficult and potentially […]
https://craigburn.com/wp-content/uploads/2021/03/Unknown.jpeg154328Pat Sawlerhttps://craigburn.com/wp-content/uploads/2015/03/craigburn-logo2-e1426637601970.pngPat Sawler2021-03-30 18:05:092021-03-30 18:05:1410 New People
it’s a figure of speech, I don’t actually mean for you to eat the frog. What is meant by that is to do your difficult task first. Don’t put it off get it done and the rest of your day will be piece of cake. If you are in sales, do you call’s first. Want […]
What is a “Mortgage Emergency”? Well the easiest way to describe it is when a mortgage request lands on your desk after having been declined with other brokers or lenders and they have a very tight deadline to get the file completed. While it is still possible to get these files completed, my preference is […]
Hard at work
Financing your dream home or refinancing your current home is important work. Let me work hard for you. I look forward to hearing from you in regard to your mortgage needs. Cheers, Patrick p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here. p.s.s- I should tell […]
I am that guy
I don’t go out drinking with the boys, or play a round of golf a week, or take two hour lunches or even take two week vacations. 9 times out of 10 if you call you will get me unless I am talking on the other line. My job is to get your mortgage approved, […]
We could all use a little more Kaizen in our lives
In case you are not familiar with the term, Kaizen stems from the Sino-Japanese word for Improvement or change for the better. This is a concept referring to activities that lead to constant and continuous improvement. This has been applied in many area’s from manufacturing, logistics, healthcare, psychotherapy , personal development coaching, government and banking. […]
it’s all the little things
Sure we all have big gigantic goals that we want to accomplish, but it is not every day that we can knock those big goals off our to do lists. By taking care of the small stuff will help us move in the right direction to achieve the big goals. Want to loose 50lbs, start […]
Stress Test Changes Ahead
Well not really surprisingly, yesterday the Office of the Superintendent of Financial Institutions (OSFI) proposed changes to the mortgage stress test in an attempt to cool the hot housing market. While theses proposed changes would only effect those putting down 20% or more, they are totally the incorrect approach to dealing with the hot housing […]
Not all Down Payments are created equal
So you are in the market to buy a new to you home. With the current real estate market being as hot ( due to limited supply) as it is make sure that you have the correct down payment in order before you put in your offer. High ratio mortgage insurance ( CMHC, Sagen and […]
Referrals Please!
Like most service based businesses the lifeblood or our business is referrals. Whether that be from past clients or industry partners like Realtors or Financial Planners. We do not pay for referrals. We do however work to ensure that their financing transaction with us is smoothest and stress free as possible. I look forward to […]
Short Week!
Yes I know it’s a Tuesday but it feel’s like a Monday. With 4 banking days this week but with 5 days worth of work to fill them. I look forward to hearing from you in regard to your mortgage needs. Cheers, Patrick p.s- You can click on this link to start the process whenever you are […]
What is your Why?
Forget about asking what to do or how to do it, why to do it is the most important thing to ask. It has been said that with a strong enough Why anything is possible. Most people know what to do to get in shape and they may even know how to to do it, […]
It’s a Seller’s Market
Since this is very much a seller’s market and many properties are receiving multiple offers and are also then going for well above list price. So the number one quality to have in this market is patience. There are new properties being listed every day, so sooner or later you will find one that works […]
Don’t be an April Fool!
Happy April Fool’s day, hopefully you have not been tricked yet. Just a short post with some idea’s on how not to be fooled in today’s hot real estate market. 1) Make sure that you get pre-approved before you start house hunting. Note that most lenders just issue a rate hold but do not actually […]
Exclusive arrangement
Let’s talk about professional relationships. When you are looking to buy a home you don’t go house hunting with nor put in offers on the same property with 5 different Realtors. You also don’t consult and meet with 5 lawyers when it comes time to close your transaction. However when it comes time to finance […]
10 New People
The surest way to succeed in sales is always have a full pipeline of people that could be potentially interested in your product or service. In this modern age most people are spending a lot of resources marketing to people on-line through Google, Facebook, Instagram or Linkedin. Due to Covid-19 it is difficult and potentially […]
Eat That Frog!
it’s a figure of speech, I don’t actually mean for you to eat the frog. What is meant by that is to do your difficult task first. Don’t put it off get it done and the rest of your day will be piece of cake. If you are in sales, do you call’s first. Want […]
Mortgage Emergency!
What is a “Mortgage Emergency”? Well the easiest way to describe it is when a mortgage request lands on your desk after having been declined with other brokers or lenders and they have a very tight deadline to get the file completed. While it is still possible to get these files completed, my preference is […]