Recent Posts
Contact
Pat Sawler
902-465-5533
HALIFAX OFFICE:
1959 Upper Water Street
Suite 1301
Halifax, NS B3J 3N2
SURREY OFFICE:
7404 King George Blvd
Suite 200
Surrey, British Columbia, V3W 1N6
Nova Scotia Brokerage 2021-3000179
Broker 2021-3000180
On Goals and Commitments!
Most people know there are differences between goals and commitments but they may not know exactly what they are. You could have a goal to run 5K, but if you don’t make the commitment to getting up and putting your running shoes and going for the run you will never get there. Goals are the […]
Regrets, I’ve had a few
We’ve all made mistakes in our lives from time to time. I am a married man, just ask my wife she can probably give you a list of my many mistakes and shortcomings. Like a lot of people I view most if not all mistakes as learning opportunities. However I think it is of vital […]
Who Am I?
When I started in this field 17 years ago, I tried my hardest to serve all sorts of clients. It didn’t matter if it was for your commercial project, you had a prior bankruptcy, you were self employed or new to Canada. I did it all. After all of those years I will still do […]
What is your “Endgame”?
Recently my wife and I took our son to see Avengers Endgame. It was awesome and I highly recommend that you see it. The movie was the cumulation of 11 years and 22 movies to get this point. The head of Marvel Studios Kevin Feige was the mastermind behind all of this success as he […]
Entrepreneur’s Wanted
Hey Business Owner! Congratulations you’ve done it, you have started your own business. You have taken the 1st step. This could of been years in the making or a recent spark of inspiration that pushed you to it. Irregardless congratulations I am happy for you. Now get your business registered, set up your banking and […]
David Bowie said it best
It was very sad to get up this morning to read about the passing of a rock legend David Bowie. I have always loved his music. The news reports talked about the impact his life has had on rock music, fashion, art and even financial securities with Bowie bonds. I don’t know how many hundreds […]
New Year New You, or Same Old Story?
Happy New Year, I hope 2015 was a great one for you and that 2016 will be even better. What are your plans for improving your life in 2016? Or are just content in just doing the same old thing day after day and getting the same results? You know that’s the definition of insanity […]
Get off the treadmill, you’re not a hamster
As the year is winding down, I have been thinking of what I have accomplished this year. What I worked on and did not finish, and what I just did not get around to doing at all. How did you do with your scorecard? Sadly if you are like most, you may not even of […]
The 5 C’s of credit and how they impact your buying decision.
You have scrimped and saved and with the help of your Realtor you have picked out your house. Now comes the fun part, getting you approved for your mortgage. With the help from a experienced mortgage broker, you will be able to put your best foot forward and get approved for your purchase. This involves […]
All you wanted to know about mortgages but were afraid to ask, part I
Not that it’s keeping you up at night, but I thought you should know To some the idea of financing your first home may be daunting. Really it shouldn’t be. It’s just that the banks and other brokers or lenders may use finance terms that you don’t know what the heck they mean. Downpayment: This […]
How to buy a house with none of your own money
More commonly referred to as creative down payment options. Did you know that you can still buy a house in 2015 with no down payment (of your own money), cause sadly the days are gone where the zero down payment was available. So here are all the options including the one where you have spilled blood, […]
Ma & Pa say it’s time to move out
Also known as yes you can afford your own place. They think you’re ready, your significant other thinks your ready, heck even the family dog thinks your ready. Here is why they know that. 1) You have a good job and are getting a steady pay check. 2) You have credit established and pay all your […]
Getting with the times
I know that it has been a very long time since I have last written a blog article. I have no excuse other than “stuff” got in the way. Anyway I am back with a new and improved website thanks to my good friends at Kim Squared. Please take a tour and let me know […]
First Time Home Buyer
Should you grow your nest egg or pay off your mortgage?
Sometimes the question arises that what is best option between growing on investment and paying off mortgage. Here I would like to suggest that one should take his own financial decision as per his or her circumstance. But, I will put my opinion in my own way as I see that staying out of debt has potential […]