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Pat Sawler
902-465-5533
HALIFAX OFFICE:
1959 Upper Water Street
Suite 1301
Halifax, NS B3J 3N2
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7404 King George Blvd
Suite 200
Surrey, British Columbia, V3W 1N6
Nova Scotia Brokerage 2021-3000179
Broker 2021-3000180
Service Please
For those who don’t know, we took advantage of the kids two week break to take a little vacation. The reason that I am telling you this is to tell you a story about good service. Something that we far too often take for granted until we experience the complete opposite. We took a Disney […]
Committed?
Are you or should you be? To your goals that is. This hit me when one of my friends from the gym saw me today and commented that I must not be committed as I did not make it in for my regular workout time of 05h30 yesterday. My excuse was that one of our […]
I owe, I owe
So as the dwarves in Snow White say “It’s off to work I go”. Below is a great article from The Vancouver Sun, talking about our ever increasing debt load. In fact, that is the number one reason that the finance department reacted with changes to mortgage financing yesterday. As always feel free to contact me if you […]
Rules, Rules, Rules
Here is the information regarding the new mortgage rules that will come into effect on April 19th of this year. The changes are not as bad as some were predicting. This is the summary, and the text is below. Starting April 19th 1. Borrowers need to qualify using the 5 year fixed rate 2. Refinances […]
October 2009
Here is October 2009’s monthly update on key economic data. Please contact me if you have any questions. Cheers, Pat p.s- You can find me on Twitter,Linkedin, Facebookand friendfeed. Stumble it! Bank of Canada Interest Rate July 21, 2009 0.25% September 10, 2009 0.25%* October 20, 2009 Next meeting date Source: Bank of Canada *Bank of Canada statement […]
Flexible Juggler
Yes as strange as that may sound, but in order to succeed in this day and age you need to be a “Flexible Juggler”. To put this another way, you need to be able to balance several tasks at the same time while maintaining flexibility in your approach to completing each task. Do you want […]
Fired or fired up!
This is not a pep talk, it’s a reality check. Look at your track record, are your results what you want them to be? If not you should either get fired or fired up. By this I mean act as if your were your own boss cause in reality no matter what you do or […]
Star or supporting part?
Put it this way, if there was a movie made of your life, would you be playing a leading role or a supporting part? By this I mean are you making the decisions that determine the overall direction of your life, or it is some other party like a spouse or boss? Don’t get me […]
The importance of Timing
You may, like others think that timing has nothing to do with your overall success, however I believe this is not the case. If you think back to some significant events in your life, either positive or negative, timing played a part . Don’t get me wrong I don’t think that it has everything to […]
Change Please!
Every once in a while you meet one of those people who needs help but can not seem to get out of their own way. I met one of those people yesterday. After analysing their current situation we discovered that what they were currently doing was not getting them the results that they wanted. Which […]
Your last day….
Yup, you read that correctly. What would you do if today was your last day? I am not sure if this article was inspired by watching “The Bucket List” last night or hearing Nickelback’s song “If today was your last day”. There is a sad truth that we all have to face is that none […]
September 2009
Below are the details on some key factors in our economy. Take a look and let me know what you think. Feel free to to contact me if you have any questions. Bank of Canada Interest Rate June 4, 2009 0.25% July 21, 2009 0.25%* September 10, 2009 Next meeting date Source: Bank of Canada […]
In Therapy?
Or on life support? What exactly is the state of your finances? Should we break out the paddles now? This came to mind as I am still suffering from my latest crossfit workout from earlier today. Maybe some therapy would be good right about now. Anyway back to the topic at hand. Like your physical […]
Set,point,match & championship!
Ok I have to admit that I have watched a fair bit of the U.S Open tennis recently. I have noticed that the players who have done the best were the ones who were focused on small things and were less emotional about the result of a single game. We can learn a lot from […]
Do you have the receipt?
By this I mean do you keep good records? If revenue Canada were to call you today and said that you were being audited for all your taxes from the last 7 years would you be able to supply the proof to back up your claims? For this reason if you don’t have good records […]