Recent Posts
Contact
Pat Sawler
902-465-5533
HALIFAX OFFICE:
1959 Upper Water Street
Suite 1301
Halifax, NS B3J 3N2
SURREY OFFICE:
7404 King George Blvd
Suite 200
Surrey, British Columbia, V3W 1N6
Nova Scotia Brokerage 2021-3000179
Broker 2021-3000180
Do It Now!
It’s an attitude as well as a work ethic. Some would rather put off till tomorrow what they do not want to do today. Funny thing is that these same people are the ones with next to nothing in savings, buried in debt and living pay check to pay check. The one’s who do it […]
Forecast
After spending the beautiful weekend with my wife and kids playing at the pool and seeing adults wearing much less than they should, it’s back to work tomorrow. I am using forecast in this instance not to describe the weather, which was wonderful, but to talk about a forecast in the sense of a prediction. […]
One Hundred percent!
According to Wikipedia it means mathematically the entirety or all of something. Lot of people know it and say it but how many of us actually give 100%. By this I mean day in day out on a consistent basis. If this was the case, we would not be complaining that we need to loose 20 […]
Wake Up call!
I don’t mean the telephone call you receive to get you out of bed when you are staying at a hotel. What I am taking about here is the proverbial wake up call that snaps you to attention to the current state of your life. It could be that your suddenly realize that you are […]
For Love or Money?
In other words, are you in your current profession for love or money? Think about that for a minute because it makes a big difference, in the quality of the job that you are doing and the quality of the life you could live. Don’t get me wrong you could learn to love a job […]
Desperate Times!
Call for desperate measures. What if a tragic event happened in your life (like death of a spouse, loss of employment or divorce) how would you handle it? Are you prepared for it financially. Would you have enough money? Would you have to borrow from the bank, friends or family, or have to liquidate assets. […]
Take this job and shove it!
So that is what you are thinking, but you don’t have the guts to say it or lack the exit plan to leave just yet. So what do you do? What are you passionate about? Can you get paid to do it? Do you have other people who you support? Will they be negatively affected […]
Shhh, it's Private!
Private lenders that is. Why they are important, when to use one and who they are: Private lenders are important because they provide a source of capital to investors or homeowners when they would not other wise be able to access funds. This saves people from foreclosure, allows business owners access to important working capital […]
Put a few notches in the win column!
We have all had those times where we think that nothing is going our way. I was having one of those days and one of my good friends sent me this: When things go wrong, as they sometimes will, When the road you’re trudging seems all uphill, When the funds are low and the debts […]
What the Frack!
Hey I like sci-fi, and it is much better than the alternative. But seriously, what the Frack! What have you done with your life so far? Are you were you want to be? Financially? Spiritually? Socially? or Physically? Are you currently building long term equity? Paying down debt or just getting by? What ever your […]
Bite Me!
Yea you heard that right, bite me. That is what you would like to say to your creditors. I imagine if you won the lottery you would say that to most people then move off to some exotic tropical island. However since this is probably not the case, you are most likely resigned to just […]
Free Will!
Or settle for what life gives you. You decide. Grab life by the horns or sit in the bleachers, you have heard it all before. Are you working your plan, or working some else’s? It is either one or the other, there is no in between. Chances are if you are reading this right now, […]
You Suck!
Yup you heard that right, You Suck! Don’t take it too personally, we all suck in some shape or form. However in this instance it is about how you manage your money, and specifically your debt. Here are some indicators that may apply to you. 1)You have used your credit card to pay for a […]
Recession over? You tell me!
Last year this time, I found myself heaping praise on Wells Fargo for being basically the lone survivor in the Canadian Sub Prime or Alternative mortgage market. Now as of yesterday they are no more, they have thrown in the towel and hitched up their wagon and left town, just like all the others. See […]
Hey Psst! Check out my stimulus package!
Get your mind out of the gutter, that is not what I was thinking. Although in truth you may not be far off, as noting can kill romance faster than worrying about paying your bills . Every where you look there are stories about companies getting billion’s of tax dollars so they can keep their poorly run […]