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Pat Sawler
902-465-5533
HALIFAX OFFICE:
1959 Upper Water Street
Suite 1301
Halifax, NS B3J 3N2
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7404 King George Blvd
Suite 200
Surrey, British Columbia, V3W 1N6
Nova Scotia Brokerage 2021-3000179
Broker 2021-3000180
No Excuses!
We have all heard this, but how many of us live by it? If you are not doing anything about the current state of your life, you are obviously making excuses, to yourself and to others. What is your excuse if you are not in shape? What is your excuse if you are not in […]
Daily Grind
Not the coffee and magazine shop in Halifax, which is a great place to kill some time between appointments. What I mean here is what you do on a day in day out basis. Are your daily routines helping you get ahead, tread water, or allowing you to fall further and further behind? This should […]
The Bill is Coming!
By this I don’t mean your phone, power or cable bill. I mean Hurricane Bill. He is coming here to Nova Scotia and you should get prepared. Surf over to the National Hurricane Centre’s web site, and by the way going surfing at Lawrencetown beach may not be the best idea. Another source for great information […]
Sales Pitch
We all love to buy, but generally we don’t like to be sold. I like to compare it to driving, unless I am in the driver’s seat it’s just not the same. Let’s just face it we have all been sold to at one time or another. It’s just the experience of the sales process […]
It's not you, it's me!
Chances are if you have not said it in your life time you have had it said to you. However in this instance I am using the expression to refer to the state of the economy. Is it you or the economy that has the biggest effect on your financial future? Be very careful how […]
Recession Obsession!
Every where you look people are obsessed with this so called recession. It took them forever to declare that we were in one. Now everyone wants to be the first to say that we are on our way back out. However if you speak too soon, and without the proper amount of facts, the animal […]
Do It Now!
It’s an attitude as well as a work ethic. Some would rather put off till tomorrow what they do not want to do today. Funny thing is that these same people are the ones with next to nothing in savings, buried in debt and living pay check to pay check. The one’s who do it […]
Forecast
After spending the beautiful weekend with my wife and kids playing at the pool and seeing adults wearing much less than they should, it’s back to work tomorrow. I am using forecast in this instance not to describe the weather, which was wonderful, but to talk about a forecast in the sense of a prediction. […]
One Hundred percent!
According to Wikipedia it means mathematically the entirety or all of something. Lot of people know it and say it but how many of us actually give 100%. By this I mean day in day out on a consistent basis. If this was the case, we would not be complaining that we need to loose 20 […]
Wake Up call!
I don’t mean the telephone call you receive to get you out of bed when you are staying at a hotel. What I am taking about here is the proverbial wake up call that snaps you to attention to the current state of your life. It could be that your suddenly realize that you are […]
For Love or Money?
In other words, are you in your current profession for love or money? Think about that for a minute because it makes a big difference, in the quality of the job that you are doing and the quality of the life you could live. Don’t get me wrong you could learn to love a job […]
Desperate Times!
Call for desperate measures. What if a tragic event happened in your life (like death of a spouse, loss of employment or divorce) how would you handle it? Are you prepared for it financially. Would you have enough money? Would you have to borrow from the bank, friends or family, or have to liquidate assets. […]
Take this job and shove it!
So that is what you are thinking, but you don’t have the guts to say it or lack the exit plan to leave just yet. So what do you do? What are you passionate about? Can you get paid to do it? Do you have other people who you support? Will they be negatively affected […]
Shhh, it's Private!
Private lenders that is. Why they are important, when to use one and who they are: Private lenders are important because they provide a source of capital to investors or homeowners when they would not other wise be able to access funds. This saves people from foreclosure, allows business owners access to important working capital […]
Put a few notches in the win column!
We have all had those times where we think that nothing is going our way. I was having one of those days and one of my good friends sent me this: When things go wrong, as they sometimes will, When the road you’re trudging seems all uphill, When the funds are low and the debts […]