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Pat Sawler
902-465-5533
HALIFAX OFFICE:
1959 Upper Water Street
Suite 1301
Halifax, NS B3J 3N2
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7404 King George Blvd
Suite 200
Surrey, British Columbia, V3W 1N6
Nova Scotia Brokerage 2021-3000179
Broker 2021-3000180
Don't look a gift horse in the mouth!
Ok I am not asking you to kiss your sister. There is nothing unpleasant here (for you or your sister). Heck it’s practically free. I am going to break with one of my golden rules and talk to you about mortgage rates. Now before you get too excited, I am doing it to illustrate an opportunity rather than as […]
Bank of Canada lowers interest rates to spur growth!
BY DAVID AKIN, CANWEST NEWS SERVICEMARCH 3, 2009 6:01 PM The Bank of Canada cut its main interest rate to a record low on Tuesday and signaled for the first time that it may take extra steps to pump money into a system that remains stubbornly short of credit. OTTAWA — The Bank of Canada […]
How good is your network?
I have been dabbling at the social networking thing for the last few months. I am on Twitter, facebook, friendfeed, Stumbleupon and Linkedin. I used them all for different reason’s. One of the one’s that I really enjoy lately is Linkedin. Someone once described it as the “Facebook for people who have jobs”. It is a great […]
How low can this go?
Over the past year or so our world economies have slid downward toward a recession. Now that we are in one, the question that comes to mind is how low can this go? Have we hit rock bottom or are we still digging deeper? Even though we may have very little impact on the general […]
What to consider when doing your financial plan.
We all have goals, whether we realize it or not. It may be just to get through the day or it may be to make a million bucks. But we all have them. If you are smart you will write them down. According to the 3% who actually do that, they will make 10 time […]
Bank of Canada sets key overnight rate to 1%
Well the Bank of Canada has done it again. They cut the key lending rate by another 50 basis points. So it is now at 1%. They are doing this because of the current world wide economic crisis, and the belief that our economy will shrink by another 1.2% this year. The central bank also […]
Give ‘em the old one-two combination!
I would not profess to know a lot about boxing, however, something can be said for a good sport analogy. My point is that goals and massive action are like a one-two combination. You cannot achieve success with one and not the other. Sitting on the sofa and wishing you could win the lotto will not do you […]
Obama knows a thing or two about timing!
By the time you are reading this Barack Obama may have already been sworn in as the next President of the United States. When he first announced his candidacy to run for the President of the United Stated on Feb 10, 2007, the odds were not in his favor. Many were predicting that another Clinton […]
Big Goals are meant to be shared!
At one time or another everyone has started off a new year with a list of goals and objectives they want to accomplish. The common goals that people have are; to lose weight, quit smoking, get in shape, make more money and get out of debt. They start the new year off with all the right […]
Quickest way to recession proof your life!
We all would love to have the same level of comfort we were used to when the economy was booming. Now that things are less certain, the spectre of job losses impacting our own income is looming large. How can we protect ourselves before the worst happens? What if there is an option available, one that […]
Bank's overnight rate drops to generational low!
The Bank of Canada just lowered it’s key lending rate by three quarters of a percentage point or .75 basis points. Assuming the banks follow the BoC lead ( they have not always the past few months) that will make the prime lending rate now 3.25%. This latest act of desperation by the BoC is […]
Setting the record straight!
This post is in response to an article in the business section of today’s Chronicle Herald newspaper. While I admire and respect the broker quoted in the story, I believe that some of the message can easily be taken out of context and I just want to set the record straight. I have been a mortgage broker […]
Give yourself the best Christmas present ever!
it’s not an ipod, iphone, or even a new coalition government for those who want it. Curious? Be patient! Drum roll please……. here it is, a plan to get you out of debt and quickly. You may be thinking, well that is not very exciting. However when you think about it, actually it is! Picture […]
Get away from the everyday!
Many of you may be unaware that my company also offers travel service. We are affiliated with a major discount travel provider called Inteletravel. Essentially I am also a travel agent, offering to others the ability to obtain discounts on travel and accommodations or you can also join their service and get travel agent prices for yourself. It worked […]
Would you fail a liquidity test too?
The inspiration for this article comes from two sources. One the article about BCE takeover falling apart and the other today being Black Friday in the US. At first glance you may have a hard time figuring out how these two events are connected, however upon closer inspection they are essentially about the same thing. […]