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Do you have the receipt?

September 12, 2009

By this I mean do you keep good records? If revenue Canada were to call you today and said that you were being audited for all your taxes from the last 7 years would you be able to supply the proof to back up your claims? For this reason if you don’t have good records […]

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Have I got your Interest?

September 11, 2009

Well if I have not then I should, that’s because the Bank of Canada today announced that they will leave the key lending rate basically unchanged at .25%. However that is not the best part, the kicker is that they say that they will not touch the rate until mid next year. That is provided […]

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Reality Distortion field

September 10, 2009

Ok I have to admit that I was inspired by or influenced by today’s Apple press conference to write this blog post. For those who don’t know I am a serious Mac head. The term “Reality Distortion Field” is used to describe being in the presence of Apple’s CEO Steve Jobs. Because of his charisma […]

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Is it the end?

September 8, 2009

…. or a new beginning? It all depends on how you look at it. Whether it be divorce, bankruptcy or loss of employment, it does not always mean that the sky is falling and the worst has happened to you.  Some view these major life changing events as a reason to change their life for […]

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Half assed?

September 8, 2009

Or complete ass? Unfortunately that is how most people approach the majority of the tasks that they do on a day in day out basis. At the end of the day the only person who you are really accountable to is yourself. Ask yourself how you think you really did? Did you give it your […]

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Walk your talk!

September 7, 2009

Walk your talk! It’s all too easy to give advice, and much harder to live by it. We have all seen or heard about the out of shape personal trainers, broke financial planners or the struggling life coaches who just happen to be at the end of their rope. Tony Robbins says that “repetition is […]

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We regret to inform you

September 1, 2009

That you did not get that job, have not been accepted at XYZ University or did not qualify for the loan. My older brother called these PFO letters and for good reason.  Thinking back they mattered so much because you had no plan B. What would you do if you did not get that job, […]

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Everything including the kitchen sink!

August 28, 2009

When you are opening your own business, there is a lot to think of. You normally start with your business and marketing plans. They most people spend a lot of time looking for the perfect location as business books drill into your head that it’s location, location, location. While it’s true that location does indeed […]

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Double the Pleasure!

August 27, 2009

Double the fun! Get your mind out of the gutter. In this situation it’s about the power of great combinations. Like Macaroni & Cheese, Burgers & Fries, Romeo & Juliet or in this case “Working Hard and Working Smart”! Working hard without working smart is sort of like the fly who keeps banging up against […]

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Need a new career direction?

August 26, 2009

How about joining my team as a mortgage broker? It’s a challenging yet rewarding career. As an independent contractor, you get back what you put in to it. Below are some frequently asked questions: Feel free to contact me if you have any questions. Is this a full time or part time opportunity? This is […]

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No Excuses!

August 24, 2009

We have all heard this, but how many of us live by it? If you are not doing anything about the current state of your life, you are obviously making excuses, to yourself and to others. What is your excuse if you are not in shape? What is your excuse if you are not in […]

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Daily Grind

August 24, 2009

Not the coffee and magazine shop in Halifax, which is a great place to kill some time between appointments. What I mean here is what you do on a day in day out basis. Are your daily routines helping you get ahead, tread water, or allowing you to fall further and further behind? This should […]

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The Bill is Coming!

August 22, 2009

By this I don’t mean your phone, power or cable bill. I mean Hurricane Bill. He is coming here to Nova Scotia and you should get prepared. Surf over to the National Hurricane Centre’s web site, and by the way going surfing at Lawrencetown beach may not be the best idea. Another source for great information […]

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Sales Pitch

August 21, 2009

We all love to buy, but generally we don’t like to be sold. I like to compare it to driving, unless I am in the driver’s seat it’s just not the same. Let’s just face it we have all been sold to at one time or another. It’s just the experience of the sales process […]

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It's not you, it's me!

August 20, 2009

Chances are if you have not said it in your life time you have had it said to you. However in this instance I am using the expression to refer to the state of the economy. Is it you or the economy that has the biggest effect on your financial future? Be very careful how […]

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Pat Sawler
(902) 465-5533
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229 Yonge St, Suite 400,
Toronto, ON M5B 1N9
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