TPS Reports

If you have every watched Office Space you know the scene where to boss keeps asking for the TPS reports. Well putting it off or doing it poorly never helps you in the end. This is why I will be spending my weekend doing my equivalent to the dreaded TPS reports which is filing my annual return for the local licensing body. Wish me luck.

Today I am thankful for having a great CRM that keeps track of all my important data, a strenuous but somehow relaxing 60 minute peloton workout this morning and hearing from my girls via FaceTime.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Self Love

According to my Peloton instructor Ben Alldis who said this morning ” Self love is never selfish”. We can’t take care of others unless we are taking care of ourselves. Our mental health is just as important as our physical health and from my own personal experience if I am taking care of one, then I am also benefiting the other.

You see I have experienced anxiety for as long as I can remember. My mom used to say that I worry too much and my Dad would say that I was stressed while my friends would say that I was too uptight. Whatever the label it was all the same and many members of my family from my Dad to now my daughter experience it as well, and so may many of you.

Each individual treats it’s effects differently and that’s all well and good as long as that works for them. For me it’s always been exercise, work and family. The more consistent I am with my workouts the better I feel overall. In regards to work, I find the more conversations I have with referral partners and clients the better I feel. Lastly today being Friday is they day I get to reach out and connect with immediate members of my family that I haven’t spoken with since last week. Activity has always been the key for me and the more active I am in my personal and work life the better everything will be.

“Almost everything will work again if you unplug it for a few minutes, including you.”— Anne Lamott

Today I am thankful for an intense workout early in the morning, my dog who loves his walks and so many clients and referral sources who have taken the time to speak with me.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Why?

Do you ever have those day when the first thing that you ask yourself upon waking is why do I have to get up? Then why do I have to go to work? Why do I have to eat right? Why do I have to do my workout? Why do I have to pay my bills? Why do I have to make my prospecting calls? Why do I have to pay my taxes?

If you noticed the key part of all those questions is “have to”. If this is how you are approaching life then you are looking at it the wrong way. We live in a free society, we have the power to “choose” to do whatever we want to. However we must also pay the price if it does not help us or the larger society as a whole.

It’s not your fault really as we have been conditioned to believe that “How” was more important than “Why”. This is why there are so many seminar’s, personal development programs and books pitching the latest how to lose 30 pounds, become a real estate mogul or sell your way to the top. Once you have a strong enough “Why” the “How’s” will just show up. Here are just a few ways to reframe your why’s.

  • Why do I have to get up to, I choose to as the early morning is the best part of the day and I am excited about what the new day will bring.
  • Why do I have to eat right & exercise, I choose to do these things as heart disease and cancer run in my family so by doing my part they don’t have to run with me.
  • Why do I have go to work, pay my bills or taxes or make my calls, I want a better life for my kids, I want to take the nice vacations and I know that nobody can serve my clients as well as I can.

Today I am thankful for the fact that I came up with the right answers to my why’s today, that even though I didn’t want to do my run I knew I would feel better when it was done and that almost anything is possible with a strong enough why.

“He who has a why to live for can bear almost any how.”
― Friedrich Nietzsche

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Apathy

Apathy, learned helplessness or give up itis, it’s all the same. It is when we have determined in our head that we can’t do it so why bother try. This in my mind is the one true pandemic in our society. Giving up on our goals and dreams without realizing that we were so close to achieving them in the first place.

Parents don’t give up on their children when trying to teach them to walk or talk, yet we give up on ourselves after just one or two failures or setbacks. There is a good chance that if you are married or in a long term committed relationship that you are not with the person with who you had your first kiss. You handled the ups and downs ( no pun intended) of relationships and kept at it till you found the perfect person for you.

However our society is littered with people who have given up in one way or another. The past high school or university athlete who now as an adult is vastly out of shape but has simply given up trying to lose weight. That person working in an office cubicle who started their career with so much enthusiasm and now just puts in their time. The person who is renting when all their friends and co worker are now home owners and paying less in mortgage payments than they do in rent.

Sure those situations suck but there are countless stories of people who have not given up and gone on to great success. The person who lost a hundred pounds or more and is now in the best shape of their life. People who have gone bankrupt and now multi millionaires cause they did not lose faith in them selves. Last but not lease the young people who have been able to purchase properties in their 20’s and I have helped many of them.

The cure for all this apathy, helplessness and give up itis is to know that what you are doing is making a difference. Your vote makes a difference, the smile you give someone in the morning makes a difference, putting down the sweet makes a difference, making the call makes the difference. Know that it all matters and that you can do it.

“If you are going through Hell, keep going.” Winston Churchill

Today I am thankful for the fact that I have picked my self up so many times after I have failed, the lessons that I have learned from those who have gone before me and my son who is now reached his first milestone birthday.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Don’t Cry

Let me explain that further, don’t cry over spilt milk. More precisely don’t hold on and get upset over your past mistakes. We all make mistakes, learn from them and do your best not to repeat them and move on. This does not matter if it’s a mistake in your relationship, a mistake at work or something else. Nobody is perfect so learn from it to the best of your ability and move on.

Beating yourself up over something that you regret that you did does not help you today. Apologize if it’s possible, learn from it and move on. I was inspired to write this today as I had a service shredding some ancient documents and I made the mistake of not looking through a box more throughly and out went a bunch of personal memories from University Laval. I spent some of the best years of my life there but that was now 30 years ago and a lot has changed for me since then including marriage and 3 kids and a busy business. So getting upset over my stupid mistake does not help me any so it’s best to move on.

Today I am thankful for a having my girls home from Queens’ for their reading week, the photo album I grabbed before it was shredded and the happy memories of times long ago.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

My Miracles

Exactly 18 years ago today my two little miracles came into this world. My girls Ella & Georgia were born today 18 years ago at 08:41 & 08:42. When they arrived 11 weeks early at 29 weeks gestation, they were 2″11 and 2″13 respectively. As they were quite pre mature the first few days and weeks were very anxious as it was going to take miracles for them to get through and make it. Fortunately they did and are now no worse for ware.

As they were born on Thanksgiving Monday in 2004, they have continued to be something I am thankful for each and everyday. If you think about it, we all have miracles in our lives. You just have to appreciate everything that you got through that allowed you to get to this very day. My Mom who passed away from breast cancer in sept of 2005 used to say that every day above ground was a good day. So it’s best if we appreciate and are thankful for everything in our lives as it makes life that much better.

Today I am thankful for my two little miracles who are now in their first year of university, the positive frame of mine that my mom always had and for the excellent NICU care they received at the IWK.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Ella Sawler
Georgia Sawler
Georgia @University
Ella @University

R&R

I love the slower pace and the chance to rest and relax that holiday’s bring. This weekend is a great time to get the extra yard work done before the weather turns too cold. Sleep in and not have to worry about traffic or work. Also a great time to sit back and enjoy a good book. I know what I will be doing, so enjoy yourself today.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Giving Thanks

As we move closer to Thanksgiving here in Canada, it’s the perfect time to reflect on all the things that you are thankful for.

  • I am thankful for my girls coming home from university
  • I am thankful for my cousin who is able to pick them up from the train stain and guide them through the in’s and out’s of the airport checkin
  • I am thankful for a neighbour who was able to help me move a heavy filing cabinet
  • I am thankful for all the great conversations I have been able to have with my referral sources lately
  • I am thankful for my health and i’ve realized that it’s important to invest in it daily
  • I am thankful for all the amazing things that my wife does to make this weekend perfect for everyone.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Enthusiasm

enthusiasmĕn-thoo͞′zē-ăz″əm

noun

  1. Great excitement for or interest in a subject or cause.

It’s really amazing what you discover when you read books printed almost a century ago. I was reminded of this while reading “How I raised myself from failure to success in selling”, by Frank Bettger. One of the first things he talks about was how adding enthusiasm to whatever he did drastically changed his life.

Truthfully it’s difficult to achieve anything great without first being enthusiastic about it. This applies to getting in shape, having better relationship, improving your finances or raising a family. Being ho hum all the time will not make you fun to be around and basically just gets you through the day.

Here are two thoughts from Steve Jobs whom I admired greatly, “The only way to do great work is to love what you do” and “Be a yardstick of quality. Some people aren’t used to an environment where excellence is expected”. This does not matter if you are a barista, an accountant or a senior vice president at a public company, put a little enthusiasm into your work and your days will go so much better.

Today I am thankful for discovering literary treasures written ages ago, that by adding enthusiasm to every day tasks makes them that much more enjoyable and when you love what you do, it’s never really work.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Fortune favours the brave

I have always loved the quote from Thomas Jefferson, ” I find that the harder I work, the more luck I seem to have”. We can make our own luck by getting out there and working our tail off. As my headline states, fortune does favour the brave. Those who are brave enough to make the calls, to do the speeches, attend the meetings, go to the classes, read the books and just do the work.

Nothing bothers me more than when someone says that so and so is lucky or smart, without acknowledging how hard they worked to get to where they are. People don’t see all the calls or training that came before the big sale or the olympic medal, they only see the end result.

So instead of being jealous or envious of your friend or neighbour who just purchased their 3rd rental property, learn from their example instead. Read the books, go to the seminars and manage your finances to it can be you too someday soon. Success leaves clues, find what worked for them and put in the work so you can achieve it too.

“Opportunity is missed by out people because it is dressed in overalls and looks like work.” Thomas A Edison

Today I am thankful for the inspiration I receive from the books i’ve read, the feeling of accomplishment of pushing myself through a hard workout and I am thankful for the fact that the harder I work the luckier I get.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here