Cyber Monday

Since today is Cyber Monday 2022, here are a few ideals for you today.

  • Give the gift or your presence instead of your presents.
  • Make a loved one a homemade meal
  • Spend the day with them and unplug and turn off your electronic devices
  • Have a movie marathon
  • Go carolling as a family
  • Make Christmas cookies together
  • Go for a walk or drive to see all the Christmas lights
  • Play some board games or card games
  • Volunteer your time together to help those in need

Everything is more expensive this year but what is priceless is your time and attention, so give that instead. The gift that is unwrapped will soon be forgotten but the time spent together will create memories that will last a lifetime.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

It’s not what happens

It’s not what happens in life, it how you deal with it that is all that matters. Bad suff happens to everyone every day, just pick yourself up, learn from what happened and move on. It doesn’t matter if you got your heart broken, lost your job or your football team lost. You can’t win all the time, so learn from what happened and keep going.

“Success is stumbling from failure to failure with no loss of enthusiasm”. Sir Winston Churchill

Today I am thankful for the times that I have failed and learned what didn’t work so I could try again, the perspective that no failure is permeant if we learn and keep trying and that there are three more games to watch today and surely I will be able to successfully pick a winner.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

World Cup 2022

No not the Quidditch World Cup, the World Cup of Football or soccer for those who play in the US. I have to confess that I had not really followed football until I watched “Welcome to Wrexham” recently. Now I love it. Watching Wales come back and tie and almost beat the Yanks was amazing.

Here are a few interesting World Cup Stats.

  • Average viewership for the world cup in 2018 was 191 Million, compared to only 100 Million for the Super Bowl in the US or 150 Million total viewership world wide. The finals for the last world cup brought in 517 Million viewers.
  • As for total reach approximately 3.56 Billion people watched at least 1 min of the past world cup in 2018 compared to only 3.05 Billion to the Olympics in 2020.
  • Most world cup wins goes to Brazil at 5 ( 58,62,70,94 &02) with Germany coming in with 8 in the top two.
  • Longest gap in successive appearances in the world cup finals goes to Wales at 64 years. I have to say that after watching “Welcome to Wrexham” I am really routing for them to do well.
  • The team with the most world cup finals appearance goes to and it’s no surprise that it’s Brazil at 22 appearances.
  • The largest attendance record for a final was set at 114,600 for a game between Argentina vs West Germany in 1986 and the largest overall attendance was 199,854 for Uruguay vs Brazil in 1950.

Football or Soccer is literally a world sport and the FIFA World cup is the biggest sporting event. Whether you agree or disagree with Qatar hosting the event, there is no doubt at all that the world will be watching to see what happens during the tournament. Go Canada and Go Wales.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Playing Catch Up

Do you ever feel like you are playing catch up from the moment that you get up in the morning till your head hits the pillow at night? If this is you you may need to put the brakes on and start planning ahead. Nobody wants to go around all day in reactive mode, you get way more done by being pro active and planning ahead.

  • Plan tomorrow before today finishes
  • Set out your workout gear the night before
  • Prep your meals for the week on Sunday
  • Prepare in advance for all your meetings
  • Live on last months income with the help of YNAB
  • Slow down and focus on the task at hand
  • When all else fails, stop and do 8 rounds of box breathing

Today I am thankful for getting caught up after sleeping in longer than I had wanted, that Wales came back and tied their match yesterday and getting to walk the dog after the sun came up for the first time in ages.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Not Now?

If not now, then when? We all arrive on this rock with an expiration date, yet most of us live life as if it will never come to pass. More or less just existing rather than truly living. Knowing what we should do but never doing it. How is that living?

We all know that we should eat better but we never do it. We all know that we should exercise more but we never do it. We all know that we should save our money but we never do it. We should read more, study more, love more and try new things but we never do that.

Yet people come to a tipping point all the time and make the changes and stick with it. However it should not take surviving a heart attack to cause you to wake up and finely take care of your health. An eviction or foreclosure notice to wake you up about taking care of your finances.

I’ve said this before many times, the easy decisions in life more often lead to a hard life, while the hard decisions will lead to an easier one. Yes working out, eating right or watching your money may not be the easiest things to do when all your friends are eating pizza, drinking and spending every penny they make. Yet the hard decisions that you make today will pay dividends in the future.

Today I am thankful for the opportunity to discover new music while I workout, great idea’s from all the books I have been reading and growth from going outside my comfort zone.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Dress for success

Jeans and a t-shirt may be comfortable but don’t always convey your status as someone who is successful. It also helps to improve your mood and attitude about what you are doing. You take yourself much more seriously when you dress for success and start to walk the talk. The same applies if the success you are aiming for is of an athletic nature, I’ve not seen anyone running in jeans and sandals. Show up and dress for the part and you’re well on your way.

Today I am thankful for the opportunity to addend my first networking event since Covid started, that my dress clothes still fit even though I’ve lost a few pounds and an opportunity to change up the routine for a day.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Be a Player

  • Be a player rather than a bystander
  • Be a creator rather than a consumer
  • Be an athlete rather than a spectator
  • Be a leader rather than a follower
  • Be kind rather than being critical
  • Be an investor rather a spender
  • Be hungry for knowledge rather than satisfied with your status quo
  • Be a lover rather than a hater
  • Be a listener rather than a talker
  • Be active in living your life rather than passively letting time go by

Today I am thankful for the ideas I get from the book’s I’ve read, the conversations that I have with clients and that our kids text us in the middle of the night instead of calling.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

It’s all your fault

To interpret that another way, you current situation or your lot in life is 100% your responsibility. It’s not your parents, your teachers, your bosses or your spouses fault. The faster that we all come to the realization that we are responsible for our results or the lack thereof, the happier and more successful we will be.

People all the time take it in their own hands to improve their health and their finances. The internet is full of before and after success stories. However on the down side there is also many that blame their lack of results on so called external events outside their control.

Don’t blame the economy if your business is slow and you are also not doing sales calls with clients and following up with leads. There are many people excelling in this market and reaching out to new people every day and putting in the work. The same applies if you are 50 pounds over weight. We all have the same 24 hours a day, so don’t make that excuse as there are many that get up early fit in a workout before going to work for a full day.

Don’t fall into the trap because you heard a prominent business leader or politician blame their poor performance on something else. Put in the work and take the time to create your own future success story. It won’t happen overnight but with persistence and belief in yourself it will happen.

Today I am thankful for another good book that I discovered, that I am about to finish my 30th book of the year all by only committing 20 minutes a day to reading and the more I realized that it’s my responsibility the better I feel.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Network speed

As I have discovered lately is that your wifi network is only has fast my 7 year old router is capable of broadcasting it. This is similar to the fact that a business rises or falls at the pace of it’s leader.

Not getting the results that you want, maybe it’s time upgrade your network. By this I mean, more calls, more meetings, more networking, read more books, listen more, more workouts, more sleep and more and bigger goals.

Life is meant to be lived and experienced to the fullest, not just existing and passing the time. Upgrade your network and take yourself to the next level.

Today I am thankful for the text from my neighbour saying that it was time to go for a run, without a pacer today I may not have finished or even started and that my new favourite sports team is now tops of the league.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here

Adaptability

Life comes at you fast, make sure that you are flexible and adaptable to meet the changes head on. For example just two short days ago it was 21 c and felt like 26. Today on the other hand it feels more like -2. We don’t know what will happen in our lives from one day to the next. The best way is to be prepared.

We have been hearing economists talking the last few months about a pending recession next year. Are you prepared for the down turn to the economy with the possibility of losing your employment? Do you have several months of expenses saved up in the event that the worse does happen.

Being fit is being prepared for what ever life throws at you physically. Having a close circle of friends and family will help you if you need emotional support. Living in Canada means always having access to your winter coat then two days later a spring jacket.

This is why it is vitally important to plan ahead financially. An emergency account is just one way, there are others like have adequate insurance long term financial planning in place for when you no longer want to continue working.

Today I am thankful for the down filled winter coat that I received for Christmas last year, that I have put in the time in maintaining my fitness and that my family has always been there when there have been stressful days.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2022-3000179) Broker (2022-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here