On a roll

Success breeds more success, but if you are in a rut you are probably feeling like any improvement is impossible. My advice is to start small and build it from there. One small success at a time and sooner or later you will fell like you are on a roll, and what is success anyway but a feeling that you are doing well.

If you have not seen this yet you have to check out this video the US Admiral William H McRaven talks about starting with making your bed. Stack one small success upon another and sooner or later you are on a preverbal roll. Make your bed, hold the door for someone, pay for the car behind you in the drive through, smile sincerely at a stranger and wish them a great day.

The same applies to your quest to become a home owner. Start by opening up a separate savings account where you put your down payment money, start small with a few dollars at a time and consistently deposited will grow. Check out YNAB to get control of your finances. Lastly but just as important sign up for a credit monitoring service to keep an eye on your credit score. These are two good ones here in Canda and they both monitor your Equifax bureau which all the lenders here use, Borrowell and Mogo.

Today I am thankful the cool crisp morning air, a brisk walk with my dog and a refreshing workout to start the day.

“The difference between winning and loosing is most often not quitting. Walt Disney

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here