The old adage of you get what you focus on is spot on. People can make a heaven out of hell or a hell out of heaven. If you’re in a good mood then the chances are that you will find things to support that, and the same goes if you are in a foul mood.
Benjamin Franklin has a quote that I have always loved ” The bitterness of poor quality remains long after the sweetness of low price is forgotten”. Meaning if you value low prices more than quality then you will always have issues with quality and as a result will end up costing you more to replace it.
I have pretty much always been a Mac computer user. Yes they are more expensive than the comparable PC computers but in my personal experience the quality is so much better. My Mac’s have lasted me on average 6-7 years, which is much longer than my PC loving friends.
To take this back to what I originally wrote about, if your focus is on cost you will miss out on all the other benefits that a good quality product will bring you. Take private mortgages for example. Yes they are expensive and if you are able to obtain what you need with institutional or alternative financing then proceed with that option. However if your only option is a private loan to prevent you from loosing your home then cost actually becomes secondary to the benefit it provides.
I look forward to hearing from you in regard to your mortgage needs.
p.s.s- I should tell you that I am licensed in Nova Scotia Brokerage (2021-3000179) Broker (2021-3000180), Ontario(M18001555) & in British Columbia(BCFSA #504098).
p.s.s.s You can download my new mortgage app here