Early Riser

Are you an early riser or a night owl? I have been an early riser for as long as I can remember. It seems that it is only now coming in vogue with the advent of Robin Sharma’s 5am club book. However I have to confess that I get up almost every day just before 5am without an alarm clock and don’t drink any coffee or tea.

I find that my days are much less rushed by getting up early. You control the pace of your day by starting it early with no distractions. Don’t look at getting up early as punishment of some kind but to allow you to plan out and set the pace for your day. Also don’t mistake getting up early for sacrificing on sleep, a solid 7-8 hours is still possible by going to bed at a good time.

By getting up early you have time to workout, meditate and read. All things that most people put off as they get caught up in the hectic nature of their days. The hours between 5-7 are times for you to work on you. Nobody is perfect and we are all a work in progress, and this is the best time of the day to do that.

Getting up early is essentially planning your day ahead of time. There is only so long you and take if you operate on putting out fires instead of planning your life. This also applies to your home. I hear from people all the time who are tired of renting. They need to plan ahead to be able to purchase a home. Start saving for your down payment now and YNAB is a great tool to help you do that. Also now is also a great time to start improving your credit as the best rates and terms are available for those who know how to manager their credit.

Today I am thankful for my early morning routine that has allowed me to meditate, read and work out all before the kids got up and needed a drive to school, for getting to know the names of all the puppies that we regularly see during our walks and a quick fix to my son’s hole in his pants.

“It is well to be up before daybreak, for such habits contribute to health, wealth, and wisdom.” – Aristotle

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here