The only thing

The only thing constant in our lives is change. Flexibility is a must so we can adapt to the never ending constant changes in our lives. Let’s face it we get older and will not be here forever. Make the most of the time that you have here and now. The things that you learned yesterday may be different tomorrow. You must be flexible and adapt and approach things with an open mind. Those who don’t will be left behind.

The same things applies to our current mortgage and real estate markets. The low rates that we have now will not last forever. Currently fixed rates are averaging 2.69% for 5 year fixed AAA clients and Prime (2.45%) -1.30 (1.15%) for variable rates. That is a spread of 154 basis points that you could still experience some good savings. Now as for the real estate side of things, we are still suffering from record low inventory so sellers are still getting top dollar for their properties and this means that buyers have to be strategic and aggressive with their offers.

There is a reason that Maritimers always talk about the weather. It is like so many other things in live it is also constantly changing. If things were the same day in and day out, life would be monotonous and boring. Embrace the change and roll with it.

“Those who cannot change their minds, cannot change anything.” George Bernard Shaw

Today I am thankful for my dog who made me take him out earlier this morning when I really didn’t want to move, an intense workout in a cold garage and my friend in Montreal who always sends me uplifting messages in the morning.

I look forward to hearing from you in regard to your mortgage needs.

Patrick

p.s- You can click on this link to start the process whenever you are ready. Schedule your meeting with me here.

p.s.s- I should tell you that I am licensed in Nova Scotia, Ontario(M18001555) & in British Columbia(BCFSA #504098).

p.s.s.s You can download my new mortgage app here